Loans calculator

How much could a prepayment save?

See how one extra payment can shorten your loan and reduce interest.

Enter your numbers
1000050000000
%
124
years
130
010000000
Your estimate

Interest saved

Live result

How it works

A useful estimate, with the assumptions out in the open.

The prepayment is made now, EMI stays unchanged, and there is no prepayment charge.

This result is an educational estimate. Rates, taxes, fees, product rules, and market returns can change.

India-focused guide

How much interest and tenure can I save by prepaying my loan?

Enter your own values above to estimate interest and tenure saved by making a lump-sum loan prepayment while keeping the EMI unchanged. The live result separates the most important totals so you can compare scenarios before making a decision.

What this estimate uses

Outstanding loan, Interest rate (p.a.), Remaining tenure, One-time prepayment.

Important assumption

The prepayment is made now, EMI stays unchanged, and there is no prepayment charge.

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