What this estimate uses
Net monthly income, Existing monthly obligations, Expected home-loan rate, Loan tenure, Maximum FOIR.
Loans calculator
How much home loan might your income support?
Estimate a possible loan amount from income, obligations, rate, tenure, and FOIR.
Your estimate
Live result
Estimated eligible loan
—How it works
A useful estimate, with the assumptions out in the open.
Eligibility is inferred from the EMI available within your chosen fixed-obligation-to-income ratio. Actual lenders also assess credit history, age, employer, property, and policy limits.
This result is an educational estimate. Rates, taxes, fees, product rules, and market returns can change.
India-focused guide
How much home loan may I qualify for based on salary and current EMIs?
Enter your own values above to estimate an affordable home-loan amount from income, existing EMIs, rate, and tenure. The live result separates the most important totals so you can compare scenarios before making a decision.
Important assumption
Eligibility is inferred from the EMI available within your chosen fixed-obligation-to-income ratio. Actual lenders also assess credit history, age, employer, property, and policy limits.
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