Planning calculator

What could your NPS retirement look like?

Estimate retirement corpus, lump-sum withdrawal, and annuity income under NPS.

Enter your numbers
years
1859
years
4075
0100000000
500500000
%
030
%
120
%
40100
%
112
Your estimate

Projected NPS corpus

Live result

How it works

A useful estimate, with the assumptions out in the open.

NPS returns are market-linked. The calculator uses your chosen annuity allocation and rate; normal-exit rules can require at least 40% annuitisation depending on corpus and subscriber category.

This result is an educational estimate. Rates, taxes, fees, product rules, and market returns can change.

India-focused guide

What pension and lumpsum could my NPS contributions create?

Enter your own values above to estimate NPS retirement corpus, lumpsum withdrawal, and annuity-based monthly pension. The live result separates the most important totals so you can compare scenarios before making a decision.

What this estimate uses

Current age, Retirement age, Current NPS corpus, Monthly contribution, Annual contribution increase, Expected return, Corpus used for annuity, Expected annuity rate.

Important assumption

NPS returns are market-linked. The calculator uses your chosen annuity allocation and rate; normal-exit rules can require at least 40% annuitisation depending on corpus and subscriber category.

Created and maintained byAll Tool Central
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