Savings calculator

What could your NSC be worth at maturity?

Estimate the five-year maturity value of a National Savings Certificate.

Q2 FY 2026–27 · 1 Jul–30 Sep 2026
Enter your numbers
1000100000000
%
115
Your estimate

Estimated maturity value

Live result

How it works

A useful estimate, with the assumptions out in the open.

Interest compounds annually and is reinvested until the fixed five-year maturity. The rate entered is assumed to remain locked for the certificate.

Department of Economic Affairs — Small Savings

This result is an educational estimate. Rates, taxes, fees, product rules, and market returns can change.

India-focused guide

What will my NSC investment become after five years?

Enter your own values above to estimate National Savings Certificate maturity and interest over the fixed term. The live result separates the most important totals so you can compare scenarios before making a decision.

What this estimate uses

Investment amount, Current interest rate.

Important assumption

Interest compounds annually and is reinvested until the fixed five-year maturity. The rate entered is assumed to remain locked for the certificate.

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