Savings calculator

How much monthly income could your MIS pay?

Estimate monthly interest income from a five-year Post Office MIS deposit.

Q2 FY 2026–27 · 1 Jul–30 Sep 2026
Enter your numbers
10001500000
%
115
Your estimate

Estimated monthly income

Live result

How it works

A useful estimate, with the assumptions out in the open.

Interest is paid monthly without compounding for five years, and the principal is returned at maturity. The calculator checks the current single and joint deposit limits.

Department of Economic Affairs — Small Savings

This result is an educational estimate. Rates, taxes, fees, product rules, and market returns can change.

India-focused guide

How much monthly income can a Post Office MIS deposit generate?

Enter your own values above to estimate monthly interest income from a Post Office Monthly Income Scheme deposit. The live result separates the most important totals so you can compare scenarios before making a decision.

What this estimate uses

Deposit amount, Current interest rate, Account type.

Important assumption

Interest is paid monthly without compounding for five years, and the principal is returned at maturity. The calculator checks the current single and joint deposit limits.

Created and maintained byAll Tool Central
See how estimates are builtCalculation methodology